Local Service Subscription Billing

Early-stage SaaS founders silently lose three to seven percent of MRR each month to failed payments because they rely on Stripe's default retry logic with no customized dunning email sequences

Roommates sharing utilities and subscriptions lose track of who paid which bill last month, creating monthly friction and unpaid balances that silently damage relationships

Friend groups traveling together end up with tangled cross-app IOUs because no tool makes it easy to log multi-payer expenses and produce one final net settlement amount per person with a payment link